MORTGAGE & LOANS

International Branch

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French mortgages loans - International Branch BPCA

FINANCE YOUR PROJECTS ON THE SOUTH OF FRANCE

Make your dream come true with Banque Populaire Méditerranée.

PERSONAL LOANS

Want to change your car or go on a holiday in the sun ? Does your living room need a facelift ? Do you have a wedding to organise ? Banque Populaire Méditerranée can offer you a personal customised loan.
- Personal loan
- Facelia card
- Debt consolidation

FRENCH MORTGAGES

Our property loans enable you to finance the acquisition, construction, or works on new or old properties, to be used as a principal, secondary or rental residence. As regional bank, we have a perfect understanding of the local property market. We finance national and local real estate developers in the region. Our decision-making centers are in Nice.

- Fixed rate : You know from the beginning what your monthly payments will be throughout the term of the loan.
- Floating rate (Capped or uncapped) : We base this on a financial index and this is the only rate that may be lowered.
- Combined (Fixed and floating)
- In fine : The interest and insurance premium are paid monthly throughout the term of the loan and the capital borrowed is repaid as a lump sum on the term of the loan.
- Bridging loan : Property loan approved in anticipation of the sale of a property owned by the borrower.
- Prepare your file for the bank : Banque Populaire shows you the steps required for this process and the keys to making it secure, and helps you make it a reality.

ECO LOANS

- ECO-PTZ : this interest-free loan enables you to finance energy-efficient improvements to your home, reducing your energy consumption and greenhouse emissions !
- PREVair : for financing your heat pumps for heating, thermal insulation, renewable energies, work on rain water collection and treatment equipment or related equipment essential for the installation of the equipment below.
- PREVair Plus :
allows you to finance your energy-saving system or the production of renewable energy under preferential conditions as part of a purchase or construction.


HOME INSURANCE

Provide effective protection of your home against theft and intruders :
- Home Insurance : This policy covers the home, its outbuildings and annexes, its fittings, personal property and everyday objects, jewellery and valuable objects. Do not wait for it to happen before you act. We are at your disposal to provide you information and to make your life more relaxed.
- Landlord Insurance : Fully insure property you are not occupying with the Landlord Insurance policy.


PROFESSIONAL RENTAL OF FURNISHED PROPERTY (LMP) /
NON-PROFESSIONAL RENTAL OF FURNISHED PROPERTY (LMNP)

- LMP / LMNP : Build up property assets and take advantage of tax benefits under either the professional or non-professional furnished property plan, in a special tax regime.


ARE YOU INTERESTED IN THESE PRODUCTS ?

Enjoy its benefits today by filling out the information request form.


Contact - International Branch BPCA


All transcripts in foreign language are translations which have been accomplished on a commercial purpose for the customer assistance only. They cannot be used be in any case as complaint basis. Only the original transcript edited in French can be used as source in case of complaint.

GUIDE

DU LOGEMENT

bLANK - BPCA
This guide is intended for anyone needing information about housing in the Alpes Maritimes and for companies and employees in particular by centralising and making public key information and news about housing on one site.

Guide du logement - International Branch BPCA
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To be aware of our latest news, don't forget to follow us on Twitter @bpmed !
To be aware of our latest news, don't forget to follow us on Twitter @bpmed !